Employee & Group Insurance
Protect Your Employees. Strengthen Your Business.
A well-structured group health policy supports your team and strengthens retention.
Overview
Group Health Insurance
Group Health Insurance is an employer-arranged health insurance policy covering employees, and often their dependants, under one master policy.
Companies consider it to support employee wellbeing, strengthen retention, meet client or contractual expectations, and provide medical cover that individual policies may not offer with the same structure.
Our Approach
We compare. We explain. We recommend. You decide.
- Understand your requirement
- Shortlist up to 3 suitable options
- Compare coverage and conditions
- Receive a clear recommendation
Employee & Family Coverage
Employees
The core insured group under the master policy.
Spouse & Children
Dependants can typically be included as per the chosen family definition.
Parents
Parents or parents-in-law can often be added, subject to terms and premium.
Additional Benefits
Maternity, newborn cover, buffer and wellness benefits can be structured in.
What We Compare
- Sum Insured
- Employee Count
- Family Definition
- Room Rent
- Maternity
- Newborn Coverage
- Parent Coverage
- Waiting Periods
- Pre-existing Disease Coverage
- Co-payment
- Sub-limits
- Network Hospitals
- Corporate Buffer
- Claim Process
How We Structure Your Group Policy
- 01
Understand
- 02
Identify
- 03
Shortlist
- 04
Compare
- 05
Explain
- 06
Decide
Your Three Shortlisted Options
Instead of overwhelming you with dozens of policies, we shortlist up to three suitable options and explain how they differ.
Best Overall Fit
The option that appears to match your requirement most closely on coverage, conditions and long-term suitability.
Value-Focused Option
A balanced option where the premium and the coverage offered work well together for your requirement.
Alternative Option
A different structure, insurer or coverage combination worth considering before you decide.
The Policy360 Process
A Smarter Way to Choose Insurance
A structured, seven-step advisory process that ends with your informed decision.
01
Understand
We understand your requirement, profile and risks.
02
Assess
We assess coverage requirements and priorities.
03
Shortlist
We shortlist up to 3 suitable options.
04
Compare
We compare coverage, limits, conditions and premium.
05
Explain
We explain strengths, limitations and exclusions.
06
Recommend
We identify the option that fits best.
07
Decide
The final decision always remains yours.
FAQ
Frequently Asked Questions
Enquire About Group Health Insurance
Tell us what you need and our team will get back to you with suitable guidance and up to 3 comparable options.