Employee & Group Insurance
Protect Your Employees Against the Financial Impact of Accidents.
Group Personal Accident cover responds to accidental death and disability, 24x7, on and off duty as per policy terms.
Overview
Group Personal Accident Insurance
Accidents can create sudden financial pressure for an employee's family and unexpected obligations for an employer.
A Group Personal Accident policy provides defined benefits for accidental death and disability across your employee group.
Our Approach
We compare. We explain. We recommend. You decide.
- Understand your requirement
- Shortlist up to 3 suitable options
- Compare coverage and conditions
- Receive a clear recommendation
Benefits Typically Available
- Accidental Death
- Permanent Total Disability
- Permanent Partial Disability
- Temporary Total Disability
- Accidental Hospitalization
- Hospital Daily Allowance
- Additional Benefits
Who Can Consider It?
Your Three Shortlisted Options
Instead of overwhelming you with dozens of policies, we shortlist up to three suitable options and explain how they differ.
Best Overall Fit
The option that appears to match your requirement most closely on coverage, conditions and long-term suitability.
Value-Focused Option
A balanced option where the premium and the coverage offered work well together for your requirement.
Alternative Option
A different structure, insurer or coverage combination worth considering before you decide.
The Policy360 Process
A Smarter Way to Choose Insurance
A structured, seven-step advisory process that ends with your informed decision.
01
Understand
We understand your requirement, profile and risks.
02
Assess
We assess coverage requirements and priorities.
03
Shortlist
We shortlist up to 3 suitable options.
04
Compare
We compare coverage, limits, conditions and premium.
05
Explain
We explain strengths, limitations and exclusions.
06
Recommend
We identify the option that fits best.
07
Decide
The final decision always remains yours.
FAQ
Frequently Asked Questions
Enquire About Group Personal Accident Insurance
Tell us what you need and our team will get back to you with suitable guidance and up to 3 comparable options.