Building & Property Insurance

Building & Property Insurance

Protect Your Workplace. Protect Your Business.

Offices hold high-value electronics and business contents that a landlord policy usually does not cover.

Overview

Office Insurance

Office risk is concentrated in equipment, data infrastructure and business continuity.

We help you structure cover around what your office actually holds and how it operates.

Our Approach

We compare. We explain. We recommend. You decide.

  • Understand your requirement
  • Shortlist up to 3 suitable options
  • Compare coverage and conditions
  • Receive a clear recommendation

Coverage Areas

  • Office Premises
  • Furniture & Fixtures
  • Computers
  • Laptops
  • Servers
  • Networking Equipment
  • Printers
  • Electronic Equipment
  • Business Contents
  • Fire
  • Burglary
  • Natural Disaster Risks

If You Are an Office Tenant

Your landlord's insurance is arranged to protect the landlord's property. It typically does not cover your business assets, equipment, interiors or contents. Tenants generally need their own office insurance.

Common Mistakes

  • Choosing the cheapest policy
  • Ignoring electronics and IT equipment
  • Assuming landlord insurance covers everything
  • Not updating sum insured
  • Ignoring burglary conditions
  • Assuming all natural disasters are covered
  • Not checking exclusions
  • Renewing without review

Your Three Shortlisted Options

Instead of overwhelming you with dozens of policies, we shortlist up to three suitable options and explain how they differ.

Option 1

Best Overall Fit

The option that appears to match your requirement most closely on coverage, conditions and long-term suitability.

Option 2

Value-Focused Option

A balanced option where the premium and the coverage offered work well together for your requirement.

Option 3

Alternative Option

A different structure, insurer or coverage combination worth considering before you decide.

The Policy360 Process

A Smarter Way to Choose Insurance

A structured, seven-step advisory process that ends with your informed decision.

01

Understand

We understand your requirement, profile and risks.

02

Assess

We assess coverage requirements and priorities.

03

Shortlist

We shortlist up to 3 suitable options.

04

Compare

We compare coverage, limits, conditions and premium.

05

Explain

We explain strengths, limitations and exclusions.

06

Recommend

We identify the option that fits best.

07

Decide

The final decision always remains yours.

FAQ

Frequently Asked Questions

Enquire About Office Insurance

Tell us what you need and our team will get back to you with suitable guidance and up to 3 comparable options.