Motor Insurance
Protect Your Vehicle. Protect Your Business.
Commercial vehicles carry business risk, not just vehicle risk. The policy should reflect how the vehicle is actually used.
Overview
Commercial Vehicle Insurance
A commercial vehicle is a working asset. Downtime, liability and claim servicing affect your business directly.
We assess usage, exposure and coverage requirements before shortlisting suitable options.
Our Approach
We compare. We explain. We recommend. You decide.
- Understand your requirement
- Shortlist up to 3 suitable options
- Compare coverage and conditions
- Receive a clear recommendation
Vehicle Types We Cover
Goods Carrying Vehicles
Trucks, tempos, pickups and light goods vehicles used for transporting goods.
Passenger Carrying Vehicles
Taxis, cabs, buses and other passenger-carrying commercial vehicles.
Other Commercial Vehicles
Miscellaneous and special-purpose commercial vehicles used in business operations.
Requirement Assessment
- Vehicle type
- Vehicle age
- Make / model
- Usage
- Goods or passenger carrying
- Business usage
- Location
- Previous policy
- Claims
- IDV
- NCB
- Coverage
- Add-ons
Three-Option Comparison Framework
Every commercial vehicle enquiry is compared on the same structured factors.
| Factor | Policy 1 | Policy 2 | Policy 3 |
|---|---|---|---|
| Insurer | ✓ | ✓ | ✓ |
| Vehicle Type | ✓ | ✓ | ✓ |
| Policy Type | ✓ | ✓ | ✓ |
| Premium | ✓ | ✓ | ✓ |
| IDV | ✓ | ✓ | ✓ |
| Third-Party Liability | ✓ | ✓ | ✓ |
| Own Damage | ✓ | ✓ | ✓ |
| Deductible | ✓ | ✓ | ✓ |
| NCB | ✓ | ✓ | ✓ |
| Add-ons | ✓ | ✓ | ✓ |
| Cashless Garages | ✓ | ✓ | ✓ |
| Claim Support | ✓ | ✓ | ✓ |
| Exclusions | ✓ | ✓ | ✓ |
| Overall Value | ✓ | ✓ | ✓ |
Your Three Shortlisted Options
Instead of overwhelming you with dozens of policies, we shortlist up to three suitable options and explain how they differ.
Best Overall Fit
The option that appears to match your requirement most closely on coverage, conditions and long-term suitability.
Value-Focused Option
A balanced option where the premium and the coverage offered work well together for your requirement.
Alternative Option
A different structure, insurer or coverage combination worth considering before you decide.
The Policy360 Process
A Smarter Way to Choose Insurance
A structured, seven-step advisory process that ends with your informed decision.
01
Understand
We understand your requirement, profile and risks.
02
Assess
We assess coverage requirements and priorities.
03
Shortlist
We shortlist up to 3 suitable options.
04
Compare
We compare coverage, limits, conditions and premium.
05
Explain
We explain strengths, limitations and exclusions.
06
Recommend
We identify the option that fits best.
07
Decide
The final decision always remains yours.
FAQ
Frequently Asked Questions
Enquire About Commercial Vehicle Insurance
Tell us what you need and our team will get back to you with suitable guidance and up to 3 comparable options.