How It Works
A Structured Process, Not a Sales Pitch.
Understand. Assess. Shortlist. Compare. Explain. Recommend. Decide.
The Policy360 Process
The Seven-Step Policy360 Process
A structured, seven-step advisory process that ends with your informed decision.
01
Understand
We understand your requirement, profile and risks.
02
Assess
We assess coverage requirements and priorities.
03
Shortlist
We shortlist up to 3 suitable options.
04
Compare
We compare coverage, limits, conditions and premium.
05
Explain
We explain strengths, limitations and exclusions.
06
Recommend
We identify the option that fits best.
07
Decide
The final decision always remains yours.
From Enquiry to Decision
Every enquiry follows the same disciplined path, whether personal or commercial.
- 01
Share Requirement
- 02
Requirement Review
- 03
Coverage Assessment
- 04
Up to 3 Quotations
- 05
Structured Comparison
- 06
Clear Explanation
- 07
Recommendation
- 08
Your Decision
What We Always Check
- Sum insured adequacy
- Sub-limits & capping
- Waiting periods
- Co-payment clauses
- Deductibles
- Add-on relevance
- Network access
- Claim conditions
- Exclusions
The Decision Stays With You
We identify the option that appears to be the best fit for your requirement and explain why. We never complete a purchase on your behalf without your clear instruction.
FAQ
Frequently Asked Questions
Start With a Simple Enquiry
Tell us what you need and our team will get back to you with suitable guidance and up to 3 comparable options.