Health Insurance
Protect Your Family With the Right Health Cover.
A family floater policy provides a common Sum Insured for multiple family members under one policy.
Overview
Family Floater Health Insurance
A Family Floater Health Insurance policy provides a common Sum Insured for multiple family members under one policy.
For example, if your family has a ₹20 Lakh family floater policy, the ₹20 Lakh cover is shared by the insured family members as per the policy terms.
Choosing the right floater therefore depends on family composition, the age of the eldest member and how the sum insured is likely to be used.
Our Approach
We compare. We explain. We recommend. You decide.
- Understand your requirement
- Shortlist up to 3 suitable options
- Compare coverage and conditions
- Receive a clear recommendation
What We Compare
- Sum Insured
- Family Composition
- Age
- Room Rent
- Sub-Limits
- Waiting Periods
- Restoration
- No-Claim Benefits
- Network Hospitals
- Maternity
- Pre-existing Conditions
- Premium
Your Three Shortlisted Options
Instead of overwhelming you with dozens of policies, we shortlist up to three suitable options and explain how they differ.
Best Overall Fit
The option that appears to match your requirement most closely on coverage, conditions and long-term suitability.
Value-Focused Option
A balanced option where the premium and the coverage offered work well together for your requirement.
Alternative Option
A different structure, insurer or coverage combination worth considering before you decide.
The Policy360 Process
A Smarter Way to Choose Insurance
A structured, seven-step advisory process that ends with your informed decision.
01
Understand
We understand your requirement, profile and risks.
02
Assess
We assess coverage requirements and priorities.
03
Shortlist
We shortlist up to 3 suitable options.
04
Compare
We compare coverage, limits, conditions and premium.
05
Explain
We explain strengths, limitations and exclusions.
06
Recommend
We identify the option that fits best.
07
Decide
The final decision always remains yours.
FAQ
Frequently Asked Questions
Enquire About Family Floater Health Insurance
Tell us what you need and our team will get back to you with suitable guidance and up to 3 comparable options.