Building & Property Insurance
Protect Your Building. Protect Your Investment.
Buildings and housing societies carry shared risk across structure, common areas and shared infrastructure.
Overview
Building Insurance
A building is usually the single largest asset a society or owner holds.
The right building policy depends on correct sum insured, coverage of common areas and a clear understanding of exclusions and deductibles.
Our Approach
We compare. We explain. We recommend. You decide.
- Understand your requirement
- Shortlist up to 3 suitable options
- Compare coverage and conditions
- Receive a clear recommendation
Coverage Areas
- Building Structure
- Common Areas
- Fire & Allied Perils
- Natural Disaster Risks
Housing Societies Have a Unique Requirement
Housing societies have a unique insurance requirement because the property may include the entire building, common areas and shared infrastructure.
Society Building Insurance is arranged by the society and typically responds to the structure and common areas. Individual Home Insurance is arranged by a resident and typically responds to their own flat, contents and belongings.
The two are complementary. Assuming one covers the other is one of the most common and expensive mistakes.
Common Mistakes We Help You Avoid
- Choosing the cheapest premium
- Using market value as insurance value
- Under-insuring the structure
- Assuming every risk is covered
- Ignoring common areas
- Not checking exclusions
- Ignoring deductibles
- Automatically renewing without review
Our Renewal Review Flow
- 01
Existing Policy
- 02
Building Review
- 03
Sum Insured Review
- 04
Coverage Gap Analysis
- 05
Up to 3 Quotations
- 06
Comparison
- 07
Informed Renewal Decision
Your Three Shortlisted Options
Instead of overwhelming you with dozens of policies, we shortlist up to three suitable options and explain how they differ.
Best Overall Fit
The option that appears to match your requirement most closely on coverage, conditions and long-term suitability.
Value-Focused Option
A balanced option where the premium and the coverage offered work well together for your requirement.
Alternative Option
A different structure, insurer or coverage combination worth considering before you decide.
The Policy360 Process
A Smarter Way to Choose Insurance
A structured, seven-step advisory process that ends with your informed decision.
01
Understand
We understand your requirement, profile and risks.
02
Assess
We assess coverage requirements and priorities.
03
Shortlist
We shortlist up to 3 suitable options.
04
Compare
We compare coverage, limits, conditions and premium.
05
Explain
We explain strengths, limitations and exclusions.
06
Recommend
We identify the option that fits best.
07
Decide
The final decision always remains yours.
FAQ
Frequently Asked Questions
Enquire About Building Insurance
Tell us what you need and our team will get back to you with suitable guidance and up to 3 comparable options.